When it gets dark earlier in the fall, the safety when cycling is even more important. This involves protection against accidents and insurance coverage if something happens. One of the most important tips is to wear reflective safety vest and install reflective fabric and tapes on the bike to enhance visibility.
Nearly a third of Germans (32 percent) increases several times per week on the bike. For 35 percent of respondents their bicycle is the preferred mode of transportation to travel to work, school or training facility.
However, in autumn the light conditions are often poor, so cyclists should be extra vigilant and adapt quickly to these changing weather conditions, advises Bernd Kaiser, insurance expert: "When the days get shorter and it rains frequently, prevail on the streets often poor visibility. To avoid accidents, cyclists should wear high reflective safety clothing. "
Neon is in: Showy garments such as reflective safety vests contribute significantly to the safety of cyclists on the road. The same applies to the bicycle helmet, which, although not required by law, but the risk of injury significantly decreases. Especially with gray fog weather, it is also advisable, even during the day to drive with your lights.
To make sure that the wheel is winterized, many cycling organizations or shops offer free security checks. Before they pedal, cyclists should be briefly convinced of the functionality of its brakes: brake pads wear out in the wet and snow often faster. Who wants to avoid corrosion and rust, dries his bike after every ride just with a rag and oil regularly and chain joints.
In addition to the high risk of injury an accident for cyclists may also have financial consequences. This can prevent a private accident insurance. Depending on the agreement makes this a Krankenhaustage- and recovery of money, a disability benefit, a one-time emergency power or even a monthly pension. It is also true on two wheels: "Do not drink and drive!" Suffers a cyclist in an accident by an alcohol-related disturbance of consciousness, he risked his insurance coverage.
Essential also is a private liability insurance. Protects you against claims for damages if another person suffers damage by the negligence of the cyclist. So that it does not happen, the existing road safety measures should be adhered to.
